:root{
  --navy:#08285b;
  --blue:#0f56c7;
  --text:#1c3159;
  --muted:#61718a;
  --line:#dbe5f2;
  --soft:#f4f8fd;
  --white:#fff;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  background:linear-gradient(180deg,#fff 0,#f4f8fd 300px,#f7faff 100%);
  color:var(--text);
  font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;
  line-height:1.65;
}
a{color:var(--blue);text-underline-offset:3px}
.container{width:min(1120px,calc(100% - 40px));margin:0 auto}
.site-header{
  position:sticky;
  top:0;
  z-index:10;
  border-bottom:1px solid rgba(219,229,242,.9);
  background:rgba(255,255,255,.94);
  backdrop-filter:blur(14px);
}
.header-inner{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:inline-flex;align-items:center;gap:10px;color:var(--navy);font-size:20px;font-weight:850;text-decoration:none}
.brand img{width:36px;height:36px;object-fit:contain}
.header-nav{display:flex;align-items:center;gap:22px;font-size:14px;font-weight:700}
.header-nav a{color:var(--navy);text-decoration:none}
.header-nav a:hover{color:var(--blue)}
.header-action{padding:10px 16px;border-radius:10px;background:var(--blue);color:#fff!important;box-shadow:0 8px 18px rgba(15,86,199,.2)}
.legal-hero{padding:58px 0 30px}
.eyebrow{margin:0 0 8px;color:var(--blue);font-size:13px;font-weight:800;text-transform:uppercase;letter-spacing:.06em}
h1{max-width:850px;margin:0;color:var(--navy);font-size:clamp(34px,5vw,54px);line-height:1.08;letter-spacing:0}
.lead{max-width:760px;margin:18px 0 0;color:var(--muted);font-size:17px}
.legal-layout{display:grid;grid-template-columns:240px minmax(0,1fr);gap:28px;align-items:start;padding:18px 0 70px}
.toc{position:sticky;top:94px;padding:20px;border:1px solid var(--line);border-radius:12px;background:rgba(255,255,255,.9)}
.toc strong{display:block;margin-bottom:12px;color:var(--navy);font-size:14px}
.toc ol{display:grid;gap:8px;margin:0;padding-left:20px}
.toc a{color:#4b5f7d;font-size:13px;text-decoration:none}
.toc a:hover{color:var(--blue)}
.document{padding:42px;border:1px solid var(--line);border-radius:16px;background:#fff;box-shadow:0 18px 44px rgba(8,40,91,.08)}
.document section{scroll-margin-top:96px}
.document section+section{margin-top:34px;padding-top:30px;border-top:1px solid #e9eff7}
.document h2{margin:0 0 16px;color:var(--navy);font-size:23px;line-height:1.3;letter-spacing:0}
.document p{margin:0 0 13px}
.document ul{margin:0 0 16px;padding-left:24px}
.document li+li{margin-top:7px}
.contact-note{margin-top:34px;padding:18px 20px;border:1px solid #cfe0f7;border-radius:12px;background:#f3f8ff}
.contact-note strong{color:var(--navy)}
.site-footer{border-top:1px solid var(--line);background:#08285b;color:#c7d6eb}
.footer-inner{min-height:108px;display:flex;align-items:center;justify-content:space-between;gap:24px;padding:24px 0}
.footer-links{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:16px}
.site-footer a{color:#fff}
@media(max-width:760px){
  .container{width:min(100% - 28px,1120px)}
  .header-inner{min-height:64px}
  .header-nav a:not(.header-action){display:none}
  .legal-hero{padding:40px 0 20px}
  h1{font-size:34px}
  .lead{font-size:15px}
  .legal-layout{grid-template-columns:1fr;gap:16px;padding-bottom:44px}
  .toc{position:static}
  .document{padding:24px 20px;border-radius:12px}
  .document h2{font-size:20px}
  .footer-inner{align-items:flex-start;flex-direction:column}
  .footer-links{justify-content:flex-start}
}